Social Security, SSI and VRS Disability Claims

Guynn & Waddell, P.C., has extensive experience handling administrative Social Security Disability appeals, Supplemental Security Income Appeals, Long Term Disability Insurance claims and Virginia Retirement Disability Claims for disabled individuals.

Social Security Disability

Social Security Disability benefits are federal benefits available to disabled workers who have worked long enough and have paid enough into the system to be insured for Social Security benefits. In some cases the dependents of disabled workers can also receive benefits. To receive benefits a claimant must show that he can no longer perform any work.

Supplemental Security Income (SSI)

Supplemental Security Income (SSI) benefits are paid to poor and disabled people, whether or not they’ve ever worked. SSI child’s disability benefits are paid to children under the age of 18 who are disabled. The standard for disability is the same as for Social Security Disability: the person must be unable to perform any work. The claimant must also meet the financial need requirement.

Long Term Disability Insurance

Long term disability insurance benefits are those provided by a contract of insurance. These are often but not always through an employee benefit plan. Typically, these policies will allow benefits for the first two years if a person becomes unable to perform his or her usual occupation. After the first two years, a person must show inability to perform “any occupation.” Many of these policies are covered by ERISA (Employees Retirement Income Security Act), which will require that a claimant complete appeals within the company before filing a lawsuit to collect benefits.

Virginia Retirement System

The Virginia Retirement System provides disability benefits for state employees who have become unable because of injury or illness to perform their usual occupation. This benefit is governed by state law, which requires that the person prove a “permanent disability” from the job he was working when disability began.

Guynn & Waddell, P.C., can assist claimants who may qualify for any of the types of benefits described above.

Currently, the firm is not accepting Veteran’s Administration Benefit appeals.